Palm Harbor Homes with Deed Restrictions Community Features

Palm Harbor Homes with Deed Restrictions Community Features

Welcome to Palm Harbor, Florida – a charming coastal community nestled in the heart of Pinellas County. Known for its picturesque landscapes, vibrant local culture, and stunning waterfront views, Palm Harbor offers a unique blend of suburban tranquility and access to a bustling lifestyle. With its lush greenery, beautiful parks, and proximity to the Gulf of Mexico, this town is perfect for families, retirees, and everyone in between.

One of the standout features of Palm Harbor is its variety of homes within deed-restricted communities. These neighborhoods are designed to maintain the aesthetic appeal and property values of the area, ensuring that residents enjoy a well-kept environment. Homeowners can take pride in their surroundings, as deed restrictions often include guidelines on landscaping, home exteriors, and community maintenance.

In addition to the visual appeal, these communities foster a sense of camaraderie among residents. Many offer amenities such as clubhouses, swimming pools, and recreational facilities that encourage social interaction and active lifestyles. Whether you’re taking a leisurely stroll through the tree-lined streets, participating in community events, or enjoying the nearby beaches, there’s always something to engage in.

Palm Harbor is also known for its excellent schools, shopping centers, and dining options, making it an ideal place to call home. With its blend of natural beauty, community spirit, and convenient amenities, Palm Harbor is not just a place to live – it’s a place to thrive. Come discover the charm of this delightful Florida gem!

Newest Palm Harbor Homes with Deed Restrictions Community Features

4031 Bluff Oak Court, Palm Harbor
$289,000
3 Beds ⋅ 2 Baths ⋅ Strathmore Gate East SubDv. ⋅ 34684 Zip Code
RARE 3-BEDROOM CORNER-END VILLA | LOW $450 MONTHLY MAINTENANCE | NO FLOOD INSURANCE REQUIRED! Welcome to this beautifully maintained and rarely available 3-bedroom, 2-bath corner/end-unit villa in the highly desirable Strathmore Gates community! Offering nearly 1,300 square feet of comfortable living space, this villa delivers the space and privacy of a single-family home without the exterior maintenance. Mrs. Clean lives here! Pride of ownership shines throughout, with thoughtful updates and meticulous care at every turn. Step inside through the huge foyer entrance and discover a bright, welcoming interior featuring fresh NEW interior paint, plush NEW bedroom carpeting, upgraded solid wood interior doors, crown molding, NEW overhead and spotlighting, and three NEW ceiling fans & Updated second bath. The spacious living room features beautiful hardwood flooring, while tile flooring adds durability and style throughout other areas. Plenty of storage available, pantry , 2 walk in closets and outdoor storage closet. The Craft-Maid Wood kitchen cabinetry is complemented by Corian countertops and a practical layout perfect for everyday living and entertaining. All appliances are in excellent working order, and the convenience of an in-home washer and dryer makes daily life easy. The oversized primary suite offers plenty of room to relax, 2 closets - one is large walk in, a private ensuite bath, and sliders leading directly to the home's spectacular vinyl-enclosed rear patio. This peaceful private retreat overlooks a beautiful wooded backdrop, where you can enjoy your morning coffee while deer and birds make regular appearances. There's also a front open patio with sliding doors, giving you even more opportunities to enjoy Florida's outdoor lifestyle. 3rd bedroom has custom french style door and large walk in closet can be a great office as well. Roof 2023 and A/C in 2013. The home also offers ample parking directly in front and sits in a quiet cul-de-sac location. And then there's the community! Strathmore Gates is super pet-friendly, allowing up to 2 dogs with NO weight limit, plus residents enjoy a community pool, tennis courts and pickleball. Monthly maintenance is only $450, and NO FLOOD INSURANCE is required! The location is hard to beat — just minutes from Publix, shopping, restaurants, schools and everyday conveniences. If you've been searching for a spacious 3-bedroom home with privacy, updates, outdoor living and resort-style amenities — without the hassle of maintaining a single-family home — this rare corner villa deserves to be at the top of your list!

4031 Bluff Oak Court, Palm Harbor
1109 Tartan Drive Unit B, Palm Harbor
$279,000
2 Beds ⋅ 2 Baths ⋅ Greenview Villas Condo I SubDv. ⋅ 34684 Zip Code
Highland Lakes known for its golf courses, are included in your fees... 3 courses, Red, White and Blue! This updated and upgraded Villa is move in ready, furniture included. Granite countertops, newer appliances and flooring, dry bar in Living room, open, airy and comfortable. Your vista out the back from your climate controlled Lanai, is the golf course...Hole 6 on the White course! Enjoy morning breakfast or evening happy hour watching the golfers. The amenities of the main club are too numerous to mention! You have 3 pools to choose from, one heated in the main club area, a private pool steps from the unit, and a 3rd one at the lodge on Lake Tarpon! This unit is furnished with a NEW TV which has a 3 yr. warranty, sound system hooked to the TV with an optical system and Blue Tooth sub-woofer, A/C is 1 yr. old, Floors & Hot water heater are 2 yrs. old, Roof 5 Yrs. Your fees cover the exterior of the building, including the roof, cable & wifi, water, sewer, trash, grass cutting, insurance on the exterior and subteranium termite traps. Garage was just sided 1 1/2 yrs ago by Assoc. It is immaculate inside and out, you can live the ultimate Florida lifestyle in this premier 55+ Golf community. Don't miss this opportunity it is a beauty!!!

1109 Tartan Drive Unit B, Palm Harbor
1058 Roundstone Place, Palm Harbor
$3,499,000
5 Beds ⋅ 8 Baths ⋅ Highlands Of Innisbrook SubDv. ⋅ 34683 Zip Code
This exceptional 5-bedroom, 7.5-bath estate offers more than 9,100 heated square feet of refined living space and occupies a private cul-de-sac overlooking the 12th tee of the prestigious Island Course. Meticulously designed and built, this one-of-a-kind residence showcases extraordinary craftsmanship, thoughtful architectural details, and an impressive array of amenities. The entire fourth floor is dedicated to a spectacular primary retreat, featuring an elevated sleeping platform, expansive bath, and exceptional privacy. Additional highlights include a grand billiards room, custom home theater, full gym, 10-person sauna, 8-person steam room, reading/card room, private office, and a true basement with a 3-car garage and built-in panic room. The outdoor living spaces create a private tropical retreat, complete with a saltwater pool, spa, fountain, lush landscaping, and sweeping views of the golf course. Set within the coveted Innisbrook Resort and Golf Club, this gated 900-acre resort community is home to four championship golf courses, including the renowned Copperhead Course, host of the PGA TOUR's Valspar Championship. Residents enjoy access to an exceptional collection of amenities, including tennis, a full-service spa, fine and casual dining, multiple resort pools—including the iconic Loch Ness Monster Pool—and miles of scenic trails. A rare opportunity to experience extraordinary architecture, privacy, resort amenities, and championship golf in one of Florida's most distinguished residential communities.

1058 Roundstone Place, Palm Harbor
1619 Whithorn Place Unit B, Palm Harbor
$249,000
2 Beds ⋅ 2 Baths ⋅ Highland Lakes Condo SubDv. ⋅ 34684 Zip Code
Welcome to this Beautifully Updated 2-bedroom, 2-bath Villa in Highland Lakes, Palm Harbor’s premier 55+ Golf community! Tucked away at the back of a quiet cul-de-sac with no immediate rear neighbors, this home offers exceptional privacy with no traffic or buildings directly in front and Golf Membership included. Step inside to a stylish, thoughtfully updated interior. The kitchen features sleek wood cabinetry, quartz countertops, and distinctive art-tile backsplash walls. Beautiful tile flows throughout the kitchen, living room, dining area, and hallway, offering the elegant look of natural stone with easier everyday maintenance. Both bathrooms have also been tastefully updated. The bedroom closets feature California Closets, providing beautifully organized space and thoughtful built-in storage. A spacious sunroom adds valuable year-round living space. It’s the perfect spot for morning coffee, relaxing, or entertaining guests. Additional features include an attached garage, concrete block construction, updated insulated hurricane windows, and an updated hurricane garage door. The HVAC system was replaced in 2022 and new Roof 2026! Enjoy the ease of maintenance-free living, with the condo maintenance fee covering cable TV, high-speed internet, water, sewer, building insurance, trash removal, lawn care, and exterior maintenance. The Highland Lakes HOA fee includes all Golf membership privileges. The main clubhouse offers entertainment and social events, while fitness, recreation, arts, interests, and hobby programs provide something for everyone. The Lake Tarpon Lodge offers even more amenities, including a second heated pool, picnic and party facilities, fishing pier, community pontoon boats, and secure complimentary RV and boat storage. Conveniently located just minutes from Trader Joe's, Shopping, Beautiful Gulf beaches, restaurants, and everyday conveniences. Non Evacuation No flood zone and no CDD fees! This Highland Lakes villa is a must-see. Call today to schedule your private showing!

1619 Whithorn Place Unit B, Palm Harbor
3275 Cobbs Drive, Palm Harbor
$925,000
4 Beds ⋅ 2 Baths ⋅ Estates At Cobbs Landing The Ph Ii SubDv. ⋅ 34684 Zip Code
Welcome to 3275 Cobbs Dr, a spacious Palm Harbor residence offering an exceptional blend of generous living spaces, outdoor living, Lake Tarpon access, and energy-efficient features. Located in Estates at Cobbs Landing, this 4-bedroom, 2-bath home offers 2,756 heated square feet and sits on an expansive 0.34-acre lot measuring approximately 89 x 167 feet. The interior features an open floor plan with vaulted and high ceilings, skylights, solid wood cabinetry, stone and solid-surface countertops, walk-in closets, and a kitchen and family room combination designed for comfortable everyday living and entertaining. A separate formal dining room provides additional space for gatherings, while the family room features a stone wood-burning fireplace. The primary bedroom is conveniently located on the main floor. Outdoor living takes center stage with a private 25x10 heated pool featuring a child safety fence, pool lighting, and a solar-powered pool pump. The pool area is complemented by mature landscaping, fruit trees, and a screened rear porch for enjoying the Florida outdoors. Water access adds another dimension to the lifestyle, with access to the Bay/Harbor, a private boat ramp, fishing pier, and skiing allowed. Adding valuable energy efficiency, the property features a fully paid, owned SOLAR energy system, which can significantly reduce electricity costs depending on energy usage and solar production. The home also features reclaimed-water irrigation, irrigation systems, rain gutters, exterior lighting, sliding doors, underground utilities, and sits above the flood plain. Set on a paved dead-end street with a south-facing front exposure, 3275 Cobbs Dr offers substantial indoor and outdoor space, a private heated pool, water-access amenities. Enjoy Cobb's Landing Amenities: Lake Tarpon access, community boat/ramp/wet slips available for annual lease, park, playground, 2-tennis courts, basketball court.

3275 Cobbs Drive, Palm Harbor
4805 Alt 19 Unit 713, Palm Harbor
$195,000
2 Beds ⋅ 2 Baths ⋅ Cove Spgs Condo SubDv. ⋅ 34683 Zip Code
WELCOME TO WATERFRONT FLORIDA LIVING AT COVE SPRINGS! This beautifully renovated FIRST-FLOOR 2-bedroom, 2-bath condo offers the perfect combination of modern upgrades, low-maintenance living, and a waterfront lifestyle in the heart of Palm Harbor. Step inside to a completely redone interior featuring luxury vinyl plank flooring throughout, beautiful custom tile in both bathrooms, and a stunning updated kitchen anchored by an oversized 1¼-inch quartz countertop. All-new GE stainless steel appliances and a new water heater were added in April 2026. Two spacious walk-in closets provide exceptional storage, while all-new HURRICANE-IMPACT WINDOWS AND DOORS add comfort and peace of mind. Enjoy one of the best features of first-floor living—a private SCREENED-IN LANAI with direct access to the backyard, creating an easy indoor-outdoor Florida lifestyle. But what truly sets Cove Springs apart is the WATERFRONT LIFESTYLE! Launch your kayak and explore the water, spend an afternoon fishing from the community dock, or simply relax by the cove and watch for dolphins and manatees passing through. Enjoy the COMMUNITY POOL, challenge friends to a game of SHUFFLEBOARD, or unwind at the beautifully redesigned clubhouse featuring separate men’s and women’s saunas. Conveniently located near Downtown Palm Harbor, Tarpon Springs, the Pinellas Trail, Honeymoon Island, shopping, restaurants, beaches, and the Gulf Coast, this MOVE-IN-READY condo lets you enjoy everything the area without sacrificing style or comfort. Whether you’re looking for a full-time residence or your own Florida retreat, this is an opportunity to start enjoying the Palm Harbor waterfront lifestyle from day one!

4805 Alt 19 Unit 713, Palm Harbor
1681 Macdonnell Court, Palm Harbor
$435,500
2 Beds ⋅ 2 Baths ⋅ Highland Lakes Unit 14 Ph 2 SubDv. ⋅ 34684 Zip Code
Experience refined 55+ living in Highland Lakes, one of Palm Harbor’s most desirable active-adult communities. This beautifully maintained 2-bedroom, 2-bath residence offers 1,879 sq. ft. of thoughtfully designed living space, plus an additional newly finished approximately 300 sq. ft. bonus room with large hurricane windows. The versatile bonus space is ideal for a private office, studio, fitness room, hobby area, or additional entertaining space. A light-filled interior and desirable split-bedroom floor plan create an inviting sense of comfort and privacy. The formal living and dining rooms provide elegant spaces for entertaining, while the spacious family room offers a relaxed setting for everyday living. The well-appointed kitchen features generous cabinetry and storage. The private primary suite is thoughtfully separated from the secondary bedrooms for a peaceful retreat. Highland Lakes offers an exceptional resort-style lifestyle with free, unlimited golf on three private executive courses, tennis and pickleball, complimentary RV/boat storage, and an impressive clubhouse featuring an Olympic-sized heated pool and spa, billiards, library, craft rooms, professional woodshop, auditorium, and extensive social activities. The Lake Tarpon Lodge adds another level of recreation with a heated pool, whirlpool, fishing pier, private boat ramp, community pontoon boats, and beautiful lakefront gathering spaces. Situated in a high-elevation area outside the flood hazard zone and conveniently located near Gulf beaches, shopping, dining, medical facilities, entertainment, and two international airports. A beautifully appointed home with exceptional additional space and an extraordinary Palm Harbor lifestyle awaits.

1681 Macdonnell Court, Palm Harbor
3165 Phlox Drive, Palm Harbor
$250,000
2 Beds ⋅ 1 Baths ⋅ Cloverplace Condo SubDv. ⋅ 34684 Zip Code
Welcome to your new home in Cloverplace of Palm Harbor. 2 bedroom 1 bathroom 1 car garage. New Roof in August 2026! Community swimming pool. New LVP Luxury Vinyl Plank Flooring throughout the home. New Stainless kitchen appliance set. New Range, Microwave, Dishwasher and Refrigerator. New ceiling fan with remote in the living room. High Vaulted ceiling! Updated vanity and tiled bathroom and new toilet. Fresh new interior paint throughout including the garage. New lighting. Home had professional sinkhole remediation done in 2018 with a permit that is on file with the county and is completely insurable!! Heating and Air conditioning system is 2018. Large walk-in closet in the master bedroom. Washer dryer hook ups are in the garage. Fenced backyard with gate. Flood zone X. NON flood zone.

3165 Phlox Drive, Palm Harbor
192 Philadelphia Boulevard Unit 9, Palm Harbor
$162,000
2 Beds ⋅ 2 Baths ⋅ Lake Tarpon Mobile Home Village SubDv. ⋅ 34684 Zip Code
This home is located in a VERY active 55+ community! Heated pool, shuffleboard, Bocce, Corn hole, and lots of other activities. If you are looking for a well cared for home, winter home or an investment with a little bit of refreshing, this will be an excellent buy! All of the polybutylene pipes gone, all new piping has been done. Priced to sell, don't wait on this one!

192 Philadelphia Boulevard Unit 9, Palm Harbor
3300 Haviland Court Unit 104, Palm Harbor
$160,000
1 Beds ⋅ 1 Baths ⋅ Bentley At Cobbs Landing Condo, The SubDv. ⋅ 34684 Zip Code
What a fantastic find in the heart of Palm Harbor! Located in the gated Bentley at Cobbs Landing community, this beautifully updated first floor 1 bedroom, 1 bath home offers a welcoming open concept and a private entrance. The great room layout flows effortlessly from living to dining, with stylish and durable vinyl wood look flooring throughout. The kitchen features sleek granite countertops, stainless steel appliances, and a convenient pass through to the dining area. A laundry room with washer and dryer adds everyday convenience. Enjoy your screened in porch — the perfect spot for morning coffee or winding down in the evening. Bentley at Cobbs Landing offers outstanding amenities including a community pool, spa, Clubhouse, fitness center, playground, and a peaceful pond. The HOA covers cable TV, roofing, insurance, trash, and access to all community facilities. Additional perks include recreational areas, BBQ stations, a basketball court, and a car wash station. Ideally located near shopping, airports, Lake Tarpon, and the vibrant downtown Tarpon Springs area, this low maintenance condo is perfect for a first-time buyer, downsizer, or anyone seeking an easy Florida lifestyle. Pack your bags — this one is move in ready.

3300 Haviland Court Unit 104, Palm Harbor
2998 Bonaventure Circle Unit 104, Palm Harbor
$192,000
2 Beds ⋅ 2 Baths ⋅ Bonaventure Condo SubDv. ⋅ 34684 Zip Code
Virtually Staged. STRESS-FREE GROUND-FLOOR LIVING IN PALM HARBOR | Skip the stairs and heavy lifting—this updated 2-bedroom, 2-bathroom first-floor condo offers turnkey living with major big-ticket updates already checked off, including a 2020 HVAC system. Inside, durable wood-look tile runs through the main living areas and bedrooms, anchored by dedicated tile flooring in the kitchen and bathrooms for easy cleaning. The central living space features a real wood-burning fireplace, while the kitchen offers a clean, low-maintenance setup with white cabinetry, matching appliances, and a raised bar top open to the dining area. The thoughtful layout provides maximum privacy for both bedrooms. The primary suite features a generous walk-in closet and an en-suite bath. Across the hallway, the spacious guest bedroom is served by a full guest bath just steps away. Both bathrooms have been tastefully updated with neutral cabinets and fresh countertops. Unique to ground-floor units in Bonaventure, your private screened front porch includes a dedicated laundry closet along with an extra exterior storage room. Just steps from your assigned front door parking, you are a short 2-minute stroll to the resort-style pool, spa, sauna, and fitness center. Everyday convenience is right outside your door. You are minutes from top shopping hubs like Seabreeze Plaza and Countryside Mall, premier healthcare facilities including Mease Countryside Hospital and AdventHealth ER, and championship golf courses like Innisbrook and Countryside Country Club. Plus, enjoy quick weekend access to downtown Dunedin, Safety Harbor, and Honeymoon Island.

2998 Bonaventure Circle Unit 104, Palm Harbor
3280 Skene Terrace, Palm Harbor
$510,000
3 Beds ⋅ 2 Baths ⋅ Highland Lakes SubDv. ⋅ 34684 Zip Code
Virtually Staged. Experience the best of Florida living in this beautifully renovated and rarely available 3-bedroom, 2-bath, 2-car garage home with nearly 1,900 heated square feet, a large interior laundry room, and an oversized nearly quarter-acre lot perfectly situated on a quiet cul-de-sac just steps from the main clubhouse in Palm Harbor’s premier 55+ golf community, Highland Lakes! Everything is NEW, NEW, NEW! From the moment you step inside, you’ll be greeted by stunning new flooring flowing seamlessly throughout the home, fresh paint and baseboards, all-new fans, fixtures and hardware, new recessed lighting, zero popcorn ceilings, a skylight in the main living area, large updated windows, and beautiful views throughout the newly opened floor plan. The remodeled and opened kitchen is a true showstopper, featuring floor-to-ceiling solid wood cabinetry, gorgeous quartz countertops, a cozy breakfast nook for casual dining, and all-new sleek stainless-steel appliances. The oversized primary suite offers plenty of room for a king-size bedroom set plus additional space perfect for a home office or cozy sitting area, along with a massive walk-in closet and fully renovated en-suite bath featuring a new stone-top vanity, mirror, lighting, and glass-enclosed walk-in shower. Two additional spacious bedrooms provide comfortable accommodations for guests and endless flexibility for an office, craft room, or additional living space. The large Florida room provides even more space for relaxing or entertaining and opens to an additional fully enclosed bonus lanai that is not included in the home’s heated/cooled square footage. Major improvements include a new A/C system (2026), updated electrical panel (2023), new roof (2022), and new water heater (2025). The home is also ideally situated high and dry in a NON-FLOOD ZONE and NON-EVACUATION ZONE! Highland Lakes offers an incredible lifestyle with a low HOA fee that includes unlimited FREE GOLF on three private executive courses, tennis, pickleball, bocce, shuffleboard, an active clubhouse with countless clubs, activities and fitness classes, plus exclusive access to the Lake Tarpon Lodge featuring a private boat ramp, fishing pier and pontoon boats. Residents also enjoy complimentary RV and boat storage and golf-cart-friendly streets. Just minutes from award-winning Gulf beaches, restaurants, shopping, healthcare, major airports and the Port of Tampa, this exceptional home offers the perfect combination of location, amenities and the Florida lifestyle you’ve been dreaming of. Better than new construction and completely turnkey—just bring your belongings and enjoy! Schedule your private showing today!

3280 Skene Terrace, Palm Harbor
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