Palm Harbor Homes with Boatable Water Water Frontage

Palm Harbor Homes with Boatable Water Water Frontage

Welcome to Palm Harbor, Florida—a hidden gem nestled in the heart of Pinellas County. This charming coastal community offers a perfect blend of small-town charm and modern conveniences, making it an ideal destination for those seeking a vibrant lifestyle surrounded by natural beauty.

Palm Harbor is renowned for its picturesque waterfront properties, with many homes boasting boatable water frontage that opens up a world of aquatic adventures. Imagine stepping out of your backyard and onto your boat, ready to explore the stunning waters of the Gulf of Mexico or the serene inlets of the nearby bays. Whether you're an avid fisherman, a water sports enthusiast, or simply enjoy the tranquility of waterfront living, Palm Harbor's homes with boatable water access cater to your every desire.

The city is also home to an array of parks, nature trails, and golf courses, perfect for outdoor enthusiasts and families alike. Enjoy leisurely strolls along the scenic Pinellas Trail, or spend a sunny afternoon at one of the nearby beaches, soaking up the Florida sun. Palm Harbor’s vibrant community is complemented by a variety of dining, shopping, and entertainment options, ensuring you’ll never run out of things to do.

With its welcoming atmosphere, stunning waterfront properties, and abundance of recreational activities, Palm Harbor is more than just a place to live—it's a lifestyle. Come discover your dream home in this idyllic Florida paradise, where every day feels like a vacation!

Newest Palm Harbor Homes with Boatable Water Water Frontage

913 Sutton Place, Palm Harbor
$365,000
2 Beds ⋅ 2 Baths ⋅ Highland Lakes SubDv. ⋅ 34684 Zip Code
Virtually Staged. Welcome to 913 Sutton Place! Impeccably clean, beautifully updated, and truly move-in ready, this 2-bedroom, 2-bathroom villa in the highly desirable 55+ community of Highland Lakes offers comfortable Florida living with access to an incredible array of amenities. The beautifully remodeled kitchen features quartz countertops, white shaker cabinetry, and tile flooring, creating a bright and inviting space that opens effortlessly to the main living areas. Plantation shutters and laminate flooring add warmth and character throughout the living room, while tile flooring in the bedrooms provides easy maintenance and durability. Additional improvements include a newer front entry door, two newer front windows, updated screening on both the front porch and screened-in back lanai, and beautiful landscaping with multiple palm trees. Major updates include a 2020 roof and 2016 A/C, providing added peace of mind. The home also features a one car garage and has a golf cart pad! Highland Lakes is one of Palm Harbor’s most sought-after 55+ communities, offering resort-style amenities including three professionally maintained private executive golf courses, heated pools and spa, shuffleboard, bocce ball, RV and boat storage, a vibrant clubhouse, and an extensive lineup of clubs and activities. Residents also enjoy exclusive access to Lake Tarpon with a private boat ramp and fishing pier, an incredible amenity that truly sets this community apart. Beautifully maintained, thoughtfully updated, and ready for its next owner, 913 Sutton Place is the perfect place to enjoy the Florida lifestyle. Schedule your private showing today!

913 Sutton Place, Palm Harbor
4805 Alt 19 Unit 422, Palm Harbor
$113,000
1 Beds ⋅ 1 Baths ⋅ Cove Spgs Condo SubDv. ⋅ 34683 Zip Code
Move right into this beautifully renovated and spacious 1-bedroom, 1-bathroom second-floor condo in Cove Springs, a unique waterfront community nestled at the end of a spring-fed canal. Nearly every major component has been thoughtfully updated, including the beautifully remodeled kitchen featuring granite countertops, stainless steel appliances, and wood cabinetry; a renovated bathroom; and all-new hurricane-rated windows. The spacious bedroom offers a walk-in closet, while the bright living area opens to a screened balcony overlooking mature trees, creating a peaceful and private setting to enjoy the Florida lifestyle. Cove Springs offers an array of amenities, including a screened community pool, kayak and canoe launch and storage with Gulf access, a gazebo picnic area, and a fishing pier. Conveniently located near the Pinellas Trail, Dunedin Causeway, Honeymoon Island, Sunset Beach, Wall Springs Park, Fred Howard Park, and the renowned Tarpon Springs Sponge Docks. Innisbrook Golf Resort is also just minutes away. For added convenience, public transportation is available directly across the street. This exceptional condo offers a wonderful combination of comfort, updates, waterfront amenities, and an ideal location for enjoying all that the Florida Gulf Coast.

4805 Alt 19 Unit 422, Palm Harbor
3157 N Canal Drive, Palm Harbor
$1,750,000
5 Beds ⋅ 4 Baths ⋅ Lake Tarpon Estates SubDv. ⋅ 34684 Zip Code
Discover this beautifully updated “Lake Tarpon Luxury Waterfront Home.” Canal home offering direct access to Lake Tarpon and an exceptional blend of luxury, functionality, and long-term durability. This spacious 5-bedroom, 3.5-bath, 4,496 sq ft residence features a rare first-floor mother-in-law suite with a private close-off pocket door option, ideal for guests, multigenerational living, or extended stays. A standout feature is the oversized 3-car garage, complete with a built-in 10×10 storage room and extensive built-in shelving, providing unmatched storage and organization. The home has undergone major capital improvements in recent years, making it truly move-in ready. A new roof was installed in April 2021, followed by three new HVAC systems replaced in May 2023 for optimal comfort and efficiency. In October 2019, the entire exterior was upgraded with Hardie-Board color plus siding installed over full house wrap, eliminating the need for ongoing painting and offering superior moisture and pest resistance. That same year, all windows and pool-deck sliding doors were replaced (October 2019), enhancing hurricane resilience, energy efficiency, and insurance savings. Outdoor living shines with a large screened pool enclosure and a fully refurbished private dock completed in September 2023, featuring davits, covered lifts, and direct canal access for boating enthusiasts. Inside, the home boasts two full kitchens, two laundry rooms, a dramatic three-story foyer, and premium finishes throughout. For buyers seeking a turn-key experience, the property can be purchased fully furnished, offering a seamless transition into one of Palm Harbor’s most desirable waterfront lifestyles. NOTE- NO HOA FEES, NO DEED RESTRICTIONS, NO FLOOD INSURANCE- SEE LOMA ATTACHED. “Includes full 360° virtual tour and walkable video for remote buyers.” SEE ATTACHMENTS AND VIDEO TOUR LINKS- INCLUDES FLOOR PLAN LAYOUT INTERFACE WITH 360 VIDEO WALK THRU

3157 N Canal Drive, Palm Harbor
3275 Cobbs Drive, Palm Harbor
$925,000
4 Beds ⋅ 2 Baths ⋅ Estates At Cobbs Landing The Ph Ii SubDv. ⋅ 34684 Zip Code
Welcome to 3275 Cobbs Dr, a spacious Palm Harbor residence offering an exceptional blend of generous living spaces, outdoor living, Lake Tarpon access, and energy-efficient features. Located in Estates at Cobbs Landing, this 4-bedroom, 2-bath home offers 2,756 heated square feet and sits on an expansive 0.34-acre lot measuring approximately 89 x 167 feet. The interior features an open floor plan with vaulted and high ceilings, skylights, solid wood cabinetry, stone and solid-surface countertops, walk-in closets, and a kitchen and family room combination designed for comfortable everyday living and entertaining. A separate formal dining room provides additional space for gatherings, while the family room features a stone wood-burning fireplace. The primary bedroom is conveniently located on the main floor. Outdoor living takes center stage with a private 25x10 heated pool featuring a child safety fence, pool lighting, and a solar-powered pool pump. The pool area is complemented by mature landscaping, fruit trees, and a screened rear porch for enjoying the Florida outdoors. Water access adds another dimension to the lifestyle, with access to the Bay/Harbor, a private boat ramp, fishing pier, and skiing allowed. Adding valuable energy efficiency, the property features a fully paid, owned SOLAR energy system, which can significantly reduce electricity costs depending on energy usage and solar production. The home also features reclaimed-water irrigation, irrigation systems, rain gutters, exterior lighting, sliding doors, underground utilities, and sits above the flood plain. Set on a paved dead-end street with a south-facing front exposure, 3275 Cobbs Dr offers substantial indoor and outdoor space, a private heated pool, water-access amenities. Enjoy Cobb's Landing Amenities: Lake Tarpon access, community boat/ramp/wet slips available for annual lease, park, playground, 2-tennis courts, basketball court.

3275 Cobbs Drive, Palm Harbor
4805 Alt 19 Unit 713, Palm Harbor
$195,000
2 Beds ⋅ 2 Baths ⋅ Cove Spgs Condo SubDv. ⋅ 34683 Zip Code
WELCOME TO WATERFRONT FLORIDA LIVING AT COVE SPRINGS! This beautifully renovated FIRST-FLOOR 2-bedroom, 2-bath condo offers the perfect combination of modern upgrades, low-maintenance living, and a waterfront lifestyle in the heart of Palm Harbor. Step inside to a completely redone interior featuring luxury vinyl plank flooring throughout, beautiful custom tile in both bathrooms, and a stunning updated kitchen anchored by an oversized 1¼-inch quartz countertop. All-new GE stainless steel appliances and a new water heater were added in April 2026. Two spacious walk-in closets provide exceptional storage, while all-new HURRICANE-IMPACT WINDOWS AND DOORS add comfort and peace of mind. Enjoy one of the best features of first-floor living—a private SCREENED-IN LANAI with direct access to the backyard, creating an easy indoor-outdoor Florida lifestyle. But what truly sets Cove Springs apart is the WATERFRONT LIFESTYLE! Launch your kayak and explore the water, spend an afternoon fishing from the community dock, or simply relax by the cove and watch for dolphins and manatees passing through. Enjoy the COMMUNITY POOL, challenge friends to a game of SHUFFLEBOARD, or unwind at the beautifully redesigned clubhouse featuring separate men’s and women’s saunas. Conveniently located near Downtown Palm Harbor, Tarpon Springs, the Pinellas Trail, Honeymoon Island, shopping, restaurants, beaches, and the Gulf Coast, this MOVE-IN-READY condo lets you enjoy everything the area without sacrificing style or comfort. Whether you’re looking for a full-time residence or your own Florida retreat, this is an opportunity to start enjoying the Palm Harbor waterfront lifestyle from day one!

4805 Alt 19 Unit 713, Palm Harbor
1681 Macdonnell Court, Palm Harbor
$435,500
2 Beds ⋅ 2 Baths ⋅ Highland Lakes Unit 14 Ph 2 SubDv. ⋅ 34684 Zip Code
Experience refined 55+ living in Highland Lakes, one of Palm Harbor’s most desirable active-adult communities. This beautifully maintained 2-bedroom, 2-bath residence offers 1,879 sq. ft. of thoughtfully designed living space, plus an additional newly finished approximately 300 sq. ft. bonus room with large hurricane windows. The versatile bonus space is ideal for a private office, studio, fitness room, hobby area, or additional entertaining space. A light-filled interior and desirable split-bedroom floor plan create an inviting sense of comfort and privacy. The formal living and dining rooms provide elegant spaces for entertaining, while the spacious family room offers a relaxed setting for everyday living. The well-appointed kitchen features generous cabinetry and storage. The private primary suite is thoughtfully separated from the secondary bedrooms for a peaceful retreat. Highland Lakes offers an exceptional resort-style lifestyle with free, unlimited golf on three private executive courses, tennis and pickleball, complimentary RV/boat storage, and an impressive clubhouse featuring an Olympic-sized heated pool and spa, billiards, library, craft rooms, professional woodshop, auditorium, and extensive social activities. The Lake Tarpon Lodge adds another level of recreation with a heated pool, whirlpool, fishing pier, private boat ramp, community pontoon boats, and beautiful lakefront gathering spaces. Situated in a high-elevation area outside the flood hazard zone and conveniently located near Gulf beaches, shopping, dining, medical facilities, entertainment, and two international airports. A beautifully appointed home with exceptional additional space and an extraordinary Palm Harbor lifestyle awaits.

1681 Macdonnell Court, Palm Harbor
3280 Skene Terrace, Palm Harbor
$510,000
3 Beds ⋅ 2 Baths ⋅ Highland Lakes SubDv. ⋅ 34684 Zip Code
Virtually Staged. Experience the best of Florida living in this beautifully renovated and rarely available 3-bedroom, 2-bath, 2-car garage home with nearly 1,900 heated square feet, a large interior laundry room, and an oversized nearly quarter-acre lot perfectly situated on a quiet cul-de-sac just steps from the main clubhouse in Palm Harbor’s premier 55+ golf community, Highland Lakes! Everything is NEW, NEW, NEW! From the moment you step inside, you’ll be greeted by stunning new flooring flowing seamlessly throughout the home, fresh paint and baseboards, all-new fans, fixtures and hardware, new recessed lighting, zero popcorn ceilings, a skylight in the main living area, large updated windows, and beautiful views throughout the newly opened floor plan. The remodeled and opened kitchen is a true showstopper, featuring floor-to-ceiling solid wood cabinetry, gorgeous quartz countertops, a cozy breakfast nook for casual dining, and all-new sleek stainless-steel appliances. The oversized primary suite offers plenty of room for a king-size bedroom set plus additional space perfect for a home office or cozy sitting area, along with a massive walk-in closet and fully renovated en-suite bath featuring a new stone-top vanity, mirror, lighting, and glass-enclosed walk-in shower. Two additional spacious bedrooms provide comfortable accommodations for guests and endless flexibility for an office, craft room, or additional living space. The large Florida room provides even more space for relaxing or entertaining and opens to an additional fully enclosed bonus lanai that is not included in the home’s heated/cooled square footage. Major improvements include a new A/C system (2026), updated electrical panel (2023), new roof (2022), and new water heater (2025). The home is also ideally situated high and dry in a NON-FLOOD ZONE and NON-EVACUATION ZONE! Highland Lakes offers an incredible lifestyle with a low HOA fee that includes unlimited FREE GOLF on three private executive courses, tennis, pickleball, bocce, shuffleboard, an active clubhouse with countless clubs, activities and fitness classes, plus exclusive access to the Lake Tarpon Lodge featuring a private boat ramp, fishing pier and pontoon boats. Residents also enjoy complimentary RV and boat storage and golf-cart-friendly streets. Just minutes from award-winning Gulf beaches, restaurants, shopping, healthcare, major airports and the Port of Tampa, this exceptional home offers the perfect combination of location, amenities and the Florida lifestyle you’ve been dreaming of. Better than new construction and completely turnkey—just bring your belongings and enjoy! Schedule your private showing today!

3280 Skene Terrace, Palm Harbor
1382 Glengarry Drive, Palm Harbor
$400,000
2 Beds ⋅ 2 Baths ⋅ Highland Lakes SubDv. ⋅ 34684 Zip Code
Welcome to Highland Lakes, a 55+ community on Lake Tarpon, where comfortable Florida living meets an incredible active-adult lifestyle. This 2-bedroom, 2-bath home offers 1,376 square feet of living space, plus a BONUS ENCLOSED FLORIDA ROOM (not included in square footage). Enjoy your morning coffee, entertain guests, pursue a hobby or simply relax while taking in the surrounding Florida nature and wildlife. The home is located in FLOOD ZONE X and features IMPACT WINDOWS, NEW WATERPROOF VINYL FLOORING, A 3-YEAR-OLD ROOF and a GENERATOR SUBPANEL for added peace of mind. Highland Lakes offers an exceptional array of amenities all included in the low HOA fee. Enjoy unlimited resident golf on three private executive courses or try your hand at tennis, pickleball, bocce and shuffleboard. Take a dip in the olympic-size geothermal-heated pool or spa and mingle with new friends. The clubhouse offers billiards, arts and crafts, woodworking, a lending library and access to the community's lakeside Lodge. Take a tour of Lake Tarpon on the community pontoon boat, and enjoy RV AND BOAT PARKING available to residents, making it easy to enjoy the best of the Florida lifestyle both on and off the water. And then there's the LOCATION, LOCATION, LOCATION. You're approximately 15 minutes from award-winning Gulf Coast beaches, perfect for sunset watching. Head north to the famous Sponge Docks of Tarpon Springs for restaurants and shopping, or south to charming Dunedin for boutique shops, restaurants and entertainment. Innisbrook Golf & Spa Resort is just minutes away, so grab your tickets for the Valspar Championship. Pinellas County parks, Lake Tarpon, cultural attractions, museums, galleries and Tampa Bay's many dining and entertainment destinations are all within easy reach. Tampa International and St. Pete-Clearwater airport are just a short drive away. With the important upgrades already taken care of, all that's left is to pack your bags, clear your calendar and start enjoying the golf, beaches, boating and everything else this incredible Florida lifestyle has to offer.

1382 Glengarry Drive, Palm Harbor
2614 Cyprus Drive, Palm Harbor
$345,000
3 Beds ⋅ 2 Baths ⋅ Meadow Brook Sub 1st Add SubDv. ⋅ 34684 Zip Code
Your next chapter on the water starts here! This 3-bedroom, 2-bath Palm Harbor home sits on a canal leading directly to Lake Tarpon, putting boating, fishing, and water sports within easy reach of your own backyard. Out back, a waterfront oasis sets the scene for weekends on the lake and evenings at home, with a wooden deck extending right out to your seawall, a PRIVATE BOAT LAUNCH, a BOAT GARAGE, a FIRE PIT, and a BUILT-IN HOT TUB. Spend the afternoon on the water, invite friends over to gather around the fire, or settle into the hot tub to end the day. Practical updates add to the appeal of worry-free living, including a ROOF (2019), STAINLESS STEEL APPLIANCES (2021), VINYL FENCING (2022), A/C (2024), WASHER/ DRYER (2025), and ELECTRICAL PANEL (2016). With the major mechanical upgrades already made, a few cosmetic touches offer the opportunity to make this home a HOME RUN purchase. Come see the potential—and picture the weekends ahead!

2614 Cyprus Drive, Palm Harbor
1617 Kilwinning Court, Palm Harbor
$439,900
3 Beds ⋅ 2 Baths ⋅ Highland Lakes Unit 14 Ph 1 SubDv. ⋅ 34684 Zip Code
Welcome to this beautifully designed three bedroom home offering a bright, open concept floor plan with an easy comfortable flow throughout. The spacious kitchen features an island that creates a natural connection between the kitchen and generous dining area, perfect for everyday living and entertaining. A separate dining room provides additional space for gatherings while the cozy living area offers a welcoming place to relax. Step outside to the expansive lanai, compete with a hot tub creating your own private retreat. This home is thoughtfully designed for comfortable livable spaces and is ideally situated in the heart of the community The community offers an exceptional array of amenities including three Golf courses with complimentary pay as a resident benefit. Two swimming pools including one overlooking beautiful Lake Tarpon Tennis, pickleball, Bocce and shuffleboard courts. Residents can enjoy an impressive array of hobby facilities including a facility for woodworking, sewing ceramics with a Kiln and glass cutting. The large auditorium hosts live entertainment while the Chef's Club offers dinners and dances. With numerous game rooms, car clubs and social activities there is truly something for everyone. Come discover a home that combines comfortable living with an active vibrant community lifestyle.

1617 Kilwinning Court, Palm Harbor
2615 Landing Way, Palm Harbor
$775,000
4 Beds ⋅ 3 Baths ⋅ Estates At Cobbs Landing The Ph Ii SubDv. ⋅ 34684 Zip Code
COBB’S LANDING AT ITS FINEST! This beautifully remodeled 4-bedroom, 3-bath pool home offers 2,709 square feet of comfortable Florida living in one of Palm Harbor’s most sought-after communities. The spacious split-bedroom floor plan features soaring ceilings, 10-foot sliding doors, and generous living and family rooms that open to the pool and outdoor living area. At the heart of the home is a beautifully remodeled kitchen featuring crisp white cabinetry, a gorgeous designer backsplash, quartz countertops, and abundant prep and storage space. The private primary suite overlooks the pool and includes a spacious bath with dual vanities, soaking tub, and separate shower. Major improvements provide added peace of mind, including a 2024 roof, 2021 A/C, and all-new hurricane-impact windows throughout. Enjoy the Florida lifestyle from your private pool and screened outdoor living area. Cobb’s Landing residents enjoy access to Lake Tarpon with a residents-only boat ramp, tennis and basketball courts, playgrounds, parks, walking paths, and neighborhood events, all convenient to top-rated schools, shopping, beaches, and Tampa International Airport. A fantastic opportunity to own a beautifully remodeled, move-in-ready pool home in one of Palm Harbor’s most established and desirable communities.

2615 Landing Way, Palm Harbor
593 Westwinds Drive Unit 593, Palm Harbor
$175,000
1 Beds ⋅ 1 Baths ⋅ Baywood On The Gulf 1 Condo SubDv. ⋅ 34683 Zip Code
Waterfront living with direct Gulf access! Welcome to 593 Westwinds Drive, a charming villa-style condo where the Florida boating lifestyle begins right outside your back door. Located directly on a saltwater canal, this home features its own floating dock with 2 6-feet wide benches, giving you the opportunity to keep your boat just steps away and head out toward the Gulf for a day of fishing, cruising, or catching a spectacular Florida sunset. The waterfront setting is just as enjoyable from land. Relax out back, cast a line from your dock, or simply watch for manatees, dolphins, and other Florida wildlife passing through the canal. It's the kind of peaceful setting that makes every day feel a little more like vacation. Inside, you'll find comfortable, low-maintenance living with ceramic tile flooring throughout and an expanded living area, providing additional space to relax while enjoying the waterfront lifestyle year-round. This pet-friendly, close-knit community makes ownership easy, with the HOA fee including water, sewer, trash, basic cable, building insurance, exterior maintenance, and grounds care—leaving you more time to enjoy everything this waterfront location has to offer. Major updates add even more value and peace of mind: ROOF 2025, WATER HEATER 2024, AND EXTERIOR PAINT 2025/2026. Whether you're looking for a seasonal escape, a full-time waterfront home, or an affordable way to enjoy boating with direct Gulf access, this property offers a rare combination of convenience, waterfront beauty, and true Florida living.

593 Westwinds Drive Unit 593, Palm Harbor
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