Palm Harbor Homes with Boatable Water Water Frontage

Palm Harbor Homes with Boatable Water Water Frontage

Welcome to Palm Harbor, Florida—a hidden gem nestled in the heart of Pinellas County. This charming coastal community offers a perfect blend of small-town charm and modern conveniences, making it an ideal destination for those seeking a vibrant lifestyle surrounded by natural beauty.

Palm Harbor is renowned for its picturesque waterfront properties, with many homes boasting boatable water frontage that opens up a world of aquatic adventures. Imagine stepping out of your backyard and onto your boat, ready to explore the stunning waters of the Gulf of Mexico or the serene inlets of the nearby bays. Whether you're an avid fisherman, a water sports enthusiast, or simply enjoy the tranquility of waterfront living, Palm Harbor's homes with boatable water access cater to your every desire.

The city is also home to an array of parks, nature trails, and golf courses, perfect for outdoor enthusiasts and families alike. Enjoy leisurely strolls along the scenic Pinellas Trail, or spend a sunny afternoon at one of the nearby beaches, soaking up the Florida sun. Palm Harbor’s vibrant community is complemented by a variety of dining, shopping, and entertainment options, ensuring you’ll never run out of things to do.

With its welcoming atmosphere, stunning waterfront properties, and abundance of recreational activities, Palm Harbor is more than just a place to live—it's a lifestyle. Come discover your dream home in this idyllic Florida paradise, where every day feels like a vacation!

Newest Palm Harbor Homes with Boatable Water Water Frontage

$749,900
3 Beds ⋅ 4 Baths ⋅ Fresh Water Estates SubDv. ⋅ 34684 Zip Code
LAKE TARPON - right out your back door!! A 2,500 acre, fresh water lake known for excellent bass fishing, boating, water skiing. Moor your boat at your backyard deck/dock in a protected canal & enjoy all the lake benefits & fun! This peaceful, residential setting provides a perfect backdrop for your own 'resort' oasis. Float around in the solar heated pool, relax & unwind in the hot tub, watch movies from multiple pool lounge/seating areas, enjoy drinks & food at the poolside dining tables or star gaze amidst soft, perimeter pool lighting. The 'heart' of this home is the open concept 'gallery'. At one end, a wood burning fireplace quietly glows, then seamlessly intertwines with the dining area & wet bar, finally transitioning into a culinary delight! Chef's kitchen includes extensive wood cabinetry, matching quartz counters & backsplash, bar seating, coffee/side bar, double ovens, butler's pantry. The tranquil environment continues in the 'primary' suite with fireplace, dual walk in closets, double office desk area & screened balcony; primary bath includes double sinks, shower, oval soaking tub. Bedrooms 2 & 3 each have their own private bath. Inside utility room equipped with work sink, washer & dryer hook-ups, full pool bath. Freshly painted, pendant lighting, security system, outside window sun shutters & 2 car garage complete the package. Style, functionality & waterfront! Love where you live!!

93 S Canal Drive, Palm Harbor
$279,000
1 Beds ⋅ 1 Baths ⋅ Baywood On The Gulf 1 Condo SubDv. ⋅ 34683 Zip Code
WATERFRONT + PRIVATE DOCK + DIRECT GULF ACCESS! This charming Palm Harbor villa-style condo is truly one of a kind! The unit has been BEAUTIFULLY RENOVATED from top to bottom featuring a CUSTOM KITCHEN with built-in cabinets, solid surface countertops, gorgeous tile backsplash, new stainless steel appliances and HUGE KITCHEN ISLAND with seating for up to 6! Also in the kitchen is a dedicated bar area with high-end icemaker and workstation desk. NEW plumbing, HVAC, duct work, water heater, impact door, electrical rewiring, exterior and interior painting, NEW LVP flooring throughout - all permitted work. The newly configured floorplan adds a BONUS ROOM that would be great for guests, a nursery or office. Situated on a saltwater canal leading to the Gulf, your private dock puts boating, fishing, kayaking and manatee watching outside your door. Ideally located near the Pinellas Trail, Tarpon Sponge Docks, Innisbrook, Fred Howard Park, Honeymoon Island, Sunset Beach and local restaurants and shopping. MUST SEE! The monthly fee includes water, trash, sewer, internet, cable TV, pest control, lawn maintenance, insurance, exterior maintenance and grounds care! This is the perfect starter home, retirement home or second home for winter travelers. No leasing is permitted at this time. Pets are allowed, 2 max under 40 lbs.

609 Westwinds Drive Unit 4, Palm Harbor
$260,000
2 Beds ⋅ 2 Baths ⋅ Dolly Bay A Village On Lake Tarpon SubDv. ⋅ 34684 Zip Code
Discover the perfect blend of comfort, style, and convenience in this beautifully updated 2-bedroom, 2-bath condo offering an impressive 1,635 square feet of living space. Designed for easy, low-maintenance living, this home features tile flooring throughout, creating a bright, modern look that’s both stylish and practical. Enjoy peace of mind with a new A/C installed in 2026. The updated kitchen is equipped with granite countertops and newer stainless steel appliances, including a refrigerator, range, microwave, and dishwasher. Entertain with ease at the dry bar complete with a built-in wine fridge, while the included washer and dryer add everyday convenience. Both bedrooms have wood flooring and are generously sized and complemented by abundant closet space throughout the home, providing exceptional storage. The thoughtfully designed floor plan offers comfortable living areas while maintaining privacy where it matters most. Unwind on the screened-in porch overlooking peaceful, lush greenery with no rear neighbors—your own private retreat to enjoy morning coffee or evening relaxation. Perfectly situated in the heart of Palm Harbor, you’ll be just minutes from shopping, dining, beautiful Gulf beaches, Lake Tarpon, Tampa International Airport, and highly rated Palm Harbor schools. Whether you’re searching for a spacious primary residence, a seasonal getaway, or a low-maintenance Florida lifestyle, this move-in-ready condo offers the perfect combination of modern updates, generous living space, and an unbeatable location. Schedule your private showing today!

2533 Dolly Bay Drive Unit 105, Palm Harbor
$269,700
2 Beds ⋅ 3 Baths ⋅ Dolly Bay Vlg On Lake Tarpon Condo SubDv. ⋅ 34684 Zip Code
COME LIVE THE FLORIDA LAKE LIFESTYLE! Move-In Ready and thoughtfully remodeled, this furnished (optional) 2-bedroom, 2.5-bath, two-story condominium offers dual primary suites, soaring vaulted ceilings, direct access to beautiful 2,534-acre Lake Tarpon, boat slips available on a first-come, first-served basis, kayak storage, a New HVAC (2024), New Metal Roof (2024), New Electrical Panel, a Clean 4-Point Inspection (April 2026), and the added peace of mind of being located in Flood Zone X—all within Dolly Bay, one of Palm Harbor's most charming waterfront communities. With just 84 residences, Dolly Bay offers a warm, neighborly atmosphere surrounded by mature trees, tranquil ponds, scenic boardwalks, abundant Florida wildlife, and direct access to one of Pinellas County's premier freshwater lakes. Stretching nearly 9 miles with approximately 16 miles of shoreline, Lake Tarpon is renowned for exceptional bass fishing, boating, kayaking, paddleboarding, and spectacular sunsets. This spacious 1,633-square-foot residence is filled with natural light and features soaring vaulted ceilings, an open floor plan, inside laundry, abundant storage, a usable attic, and a versatile nook beneath the staircase that's perfect for a home office, reading area, decorative display, or pet retreat. The beautifully remodeled kitchen showcases real wood soft-close cabinetry, granite countertops, stainless steel appliances, a Breakfast Bar, Coffee Station, and abundant cabinetry. Matching granite continues throughout the bathrooms, while elegant wainscoting and a convenient Wet Bar make entertaining effortless. The home is being offered furnished for the seller's convenience, with the option to remove furnishings if preferred by the buyer, making it ideal as a primary residence, seasonal retreat, or investment opportunity. Upstairs, both bedrooms are spacious private suites with their own ensuite bathrooms, offering exceptional privacy for owners and guests. Relax on your screened balcony overlooking the peaceful pond and scenic boardwalk while enjoying the sights and sounds of owls, songbirds, squirrels, and Florida's natural beauty. Community amenities include a heated lakefront pool, clubhouse, tennis courts, waterfront boardwalk, fishing dock, fish cleaning station, community fire pit, picnic area with BBQ grills, and private access to Lake Tarpon. Boat slips are available on a first-come, first-served basis (currently $1,000/year), and kayak storage is available for just $100/year. The home includes one assigned parking space plus ample guest parking and is conveniently located near John Chesnut Sr. Park, the Pinellas Trail, Gulf beaches, shopping, dining, golf courses, top-rated healthcare, St. Pete/Clearwater and Tampa International Airports. Whether your perfect day includes boating across Lake Tarpon to the Tarpon Turtle Waterfront Grill for lunch or dinner, casting a fishing line at sunrise, paddling peaceful waters by kayak, or relaxing around the community fire pit with neighbors, Dolly Bay offers the Florida waterfront lifestyle you've been searching for. It's more than a home... it's the Florida lifestyle. Welcome to Dolly Bay.

2599 Dolly Bay Drive Unit 306, Palm Harbor
$135,000
Crystal Bay M/H Club Inc Unrec SubDv. ⋅ 34683 Zip Code
Property Overview Bring your architectural dreams to life on this rare waterfront vacant lot nestled directly on a tranquil channel leading straight out to the sparkling waters of St. Joseph Sound and the Gulf of Mexico. Whether you envision a custom coastal retreat or a modern manufactured masterpiece, this blank canvas offers the ultimate Florida boating lifestyle. Best of all, the property currently features two boat davits, meaning your aquatic adventures can begin the moment you move in! Community & Neighborhood Highlights Welcome to the charming seaside community of Crystal Bay Mobile Home Club, a vibrant, highly active, and resident-owned 55+ cooperative located in beautiful Palm Harbor, Florida. Enjoy a peaceful, friendly neighborhood atmosphere paired with incredible resort-style amenities right at your fingertips: Boater's Dream: Community dock, boat slips, and direct deep-water access to the Gulf. On-Site Recreation: Spend your days fishing right from the neighborhood dock, relaxing by the sparkling community pool, or engaging in friendly competition on the shuffleboard courts. Active Social Life: The community clubhouse serves as the social hub for clubs, events, and gatherings with neighbors who quickly become lifelong friends. Prime Location: Conveniently situated near world-famous Gulf beaches, scenic parks, local dining, shopping, and Tampa Bay area conveniences. Disclaimer Please note that the photographs and visual media used to showcase this vacant land are for illustrative and marketing purposes only. Some images have been digitally enhanced, altered, or created using digital means. These modifications may include, but are not limited to, the creation of simulated twilight effects, the digital removal or elimination of existing on-site items, and architectural renderings depicting potential home designs that could be built on the property. Prospective buyers are advised to independently verify all property dimensions, current physical conditions, zoning regulations, and suitability for any intended construction.

102 Schooner Drive Unit 102, Palm Harbor
$979,000
3 Beds ⋅ 2 Baths ⋅ Ozona Shores 3rd Add SubDv. ⋅ 34683 Zip Code
Virtually Staged. Ozona Waterfront Stunner – Golf Cart Lifestyle! Experience the ultimate turnkey waterfront lifestyle in the golf-cart-legal community of coveted Ozona. This exceptional residence features over $200,000 in recent high-end upgrades, offering a private resort-style sanctuary. Launch your boat directly from your private dock, complete with newer composite wood decking and a brand-new seawall, providing a direct gateway to Honeymoon Island, Caladesi Island, and Clearwater Beach. Exquisite Interior & Upgrades... Inside, an open floor plan seamlessly merges living, dining, and kitchen areas with breathtaking water views. The chef’s kitchen serves as the heart of the home, boasting a custom quartz island, premium stainless steel appliances, and a designer backsplash. All bathrooms feature recent modern renovations, and a custom addition expands the laundry, fitness room, and garage storage. Enjoy total peace of mind with full hurricane-impact windows, a hurricane-rated garage door, and a recent roof and AC system. Resort-Style Outdoor Oasis... The backyard is a private paradise where dolphins and manatees frequently visit. Relax by the heated pool and integrated waterfall spa, surrounded by an expansive marble-tiled deck. The pool features a brand-new, state-of-the-art Low-Chlo purification system that provides crystal-clear water with drinking-water chlorine levels. A 300-square-foot lanai with premium fine-mesh clarity screening and custom powered exterior awnings ensures comfortable year-round outdoor living. The Unmatched Ozona Vibe.. Live like a local in Tampa Bay's favorite golf-cart community. Cruise effortlessly from your driveway to multiple marinas, popular local eateries, craft breweries, the Pinellas Trail, and the top-rated local elementary school. With a nearby bridge being raised to accommodate larger vessels, your boating access is better than ever. Don't miss this rare blend of luxury, waterfront convenience, and golf-cart-casual charm!

223 Pinecrest Drive, Palm Harbor
$250,000
2 Beds ⋅ 2 Baths ⋅ Lake Tarpon Mobile Home Village SubDv. ⋅ 34684 Zip Code
Welcome home to the Village of Lake Tarpon Mobile Homes one of Palm Harbors most desirable 55+ communities located on Beautiful Lake Tarpon. Flood Zone X! You own the land! NO LOT FEE and LOW HOA FEE of just $109.00 monthly. This charming mobile home features 2 bedrooms with spacious walk-in closets, 2 full bathrooms, a bright Florida room, living and dinning area. Enjoy your beautiful stylish kitchen with quartz countertops, newer cabinets with stainless steel appliances and beautiful luxury vinyl flooring. Roof (2024), newer windows, siding and vapor barrier. Lots of parking, with double covered parking and space for your golf cart. Lake Tarpon Village offers a newly renovated heated pool, clubhouse, and an active social scene with shuffleboard, bocce, and a golf club that keeps the community connected. Access to Lake Tarpon, boating, fishing, sunset cruises, it’s all right here, along with a community ramp and space for your RV or boat. A short drive to Florida's top beaches and Golf Courses, and centrally located near shopping and local entertainment. Short drive north and you are in Tarpon Springs and the world-famous sponge docks, south and you are at the beautiful community of Dunedin which offers wonderful restaurants, marina, park and much more! Love the beaches, you are just a short drive away from Dunedin Causeway which gives you access to beautiful Honeymoon Island and a quick ferry ride to Caladesi Island State Park. Short drive to Clearwater Beach with world famous sandy beaches. Schedule a personal showing today before it's to late!

217 Lake Tarpon Drive Unit 24, Palm Harbor
$889,000
5 Beds ⋅ 3 Baths ⋅ Grand Cypress On Lake Tarpon SubDv. ⋅ 34684 Zip Code
Masterclass in Florida luxury living. This luxury home is nestled on an oversized lot and located in a prime area of Grand Cypress on Lake Tarpon, this upgraded residence delivers effortless resort-style entertaining. Boasting 5 bedrooms, 3 bathrooms, and an oversized 3-car garage, the home shines brighter than a model and is positioned completely out of the flood zone. Boat docks, boat ramp and a private park are just across the street right on the Lake. Key Property Features & Recent Upgrades Outdoor Paradise: Step into your private backyard oasis featuring a saltwater pool, new pool heater, and a new screened pool enclosure framed by expansive, newly laid pavers. Curb Appeal: A new driveway, lawn, and lush landscaping accent the classic tile roof and mature, manicured greenery on this oversized lot. Gourmet Kitchen: The heart of the home features rich granite countertops, premium finishes, and seamless flow into the main living areas—ideal for hosting family and guests.. Immaculate Interiors: Freshly painted, this residence reflects absolute pride of ownership!

4586 Grand Lakeside Drive, Palm Harbor
$374,900
2 Beds ⋅ 2 Baths ⋅ Highland Lakes SubDv. ⋅ 34684 Zip Code
Welcome to your own slice of Florida paradise in the highly sought-after 55+ community of Highland Lakes! This delightful two-bedroom, two-bath cottage perfectly blends comfort, character, and an easygoing coastal lifestyle. From the moment you arrive, you'll be charmed by the inviting front courtyard, where a majestic live oak provides cool shade over a spacious patio framed by a low brick wall—the perfect spot to enjoy your morning coffee, visit with neighbors, or unwind with an evening glass of wine. Inside, the home offers a bright, welcoming atmosphere, including plantation shutters on the windows and with luxury vinyl plank flooring throughout the living areas and bedrooms, complemented by tile flooring in the kitchen and baths. The updated kitchen features timeless white cabinets, Corian countertops, stainless steel appliances, and plenty of workspace for everyday living or entertaining. The beautifully remodeled main bathroom showcases a sleek walk-in shower, modern floating vanity, and stylish contemporary finishes, creating a spa-like retreat that elevates the home's appeal. One of this home's most enjoyable features is the spacious enclosed Florida room, complete with its own mini-split heating and cooling system, allowing you to enjoy this light-filled space comfortably year-round. Whether you envision it as a reading room, hobby space, home office, or additional gathering area, it quickly becomes one of the favorite rooms in the house. Just outside, the covered patio provides another inviting place to grill, entertain, or simply relax while overlooking the beautifully situated corner lot. Practical updates provide peace of mind, including a **2023 Carrier HVAC system** and a **2021 roof (with hurricane clips**, allowing you to spend less time worrying about maintenance and more time enjoying everything this wonderful community has to offer. And in your spacious 1-car garage, you'll find the golf cart, which comes with the house! And what a community it is! Highland Lakes is one of Palm Harbor's premier active-adult neighborhoods, offering an unmatched collection of amenities included with your HOA membership. Residents enjoy unlimited golf on three private executive courses, two heated swimming pools, tennis and pickleball courts, a vibrant clubhouse with dozens of clubs and social activities, arts and crafts studios, a fitness program, RV and boat storage (subject to availability), and the unique Lake Tarpon Lodge. From the lodge, residents can enjoy complimentary pontoon boat cruises across beautiful Lake Tarpon—including leisurely 90-minute excursions with a stop at the popular Tarpon Turtle Waterfront Grill for lunch or dinner. It's a lifestyle unlike any other in the area. Ideally located near Gulf beaches, the Pinellas Trail, shopping, dining, medical facilities, airports, and the charming downtowns of Palm Harbor, Dunedin, and Tarpon Springs, this delightful home offers the perfect opportunity to enjoy the very best of Florida living. Whether you're looking for a full-time residence or the perfect seasonal escape, you'll quickly discover that life feels a little more relaxed here beneath the oaks in Highland Lakes.

1496 Queen Anne Drive, Palm Harbor
$745,000
3 Beds ⋅ 2 Baths ⋅ Baywood Village SubDv. ⋅ 34683 Zip Code
Experience the ultimate Florida waterfront lifestyle in this beautifully renovated coastal retreat, perfectly situated on an oversized pie-shaped lot at the end of a quiet private cul-de-sac. Boasting more than 155 feet of waterfront, this exceptional property offers direct Gulf access and is a dream come true for boaters, anglers, and anyone who loves life on the water. Step outside to your private backyard paradise featuring a brand-new oversized composite dock complete with a 15,000lb boat lift, making it effortless to launch your next adventure. A new seawall cap provides added peace of mind, while the expansive waterfront offers plenty of room to relax, entertain, and soak in the coastal scenery. Inside, this home has been completely transformed with quality updates throughout. Major improvements include new roof (2022), new HVAC system and ductwork (2023), double-pane PVC windows and sliding glass doors, luxury vinyl plank flooring throughout, fresh interior paint, a newer paver driveway, a stunning new kitchen, and beautifully updated bathroom vanities. Don't let the front fool you, this home is remarkably spacious inside. The bright, open floor plan is filled with natural light thanks to walls of sliding glass doors that seamlessly connect the living area to the expansive wraparound screened porch, creating the perfect space for year-round indoor-outdoor entertaining. The thoughtfully designed split-bedroom layout provides privacy for family and guests. The oversized primary bedroom serves as a peaceful retreat, featuring a custom walk-in closet and a beautifully appointed en-suite bath with dual vanities. The heart of the home is the open-concept kitchen, complete with granite countertops, a center island, abundant cabinetry, and a layout designed for gathering with family and friends. Location is everything, and this home truly has it all. Enjoy direct Gulf access for boating, fishing and diving enthusiasts. You're also less than an hour from two major airports, making travel convenient for full-time residents and seasonal homeowners alike. Surrounded by some of Pinellas County's most desirable destinations, you'll be just minutes from the historic Tarpon Springs Sponge Docks, vibrant downtown Dunedin, Palm Harbor, Ozona, Crystal Beach, Honeymoon Island, Caladesi Island, and countless waterfront restaurants, parks, beaches, and shopping destinations. Every nearby community offers its own unique charm and coastal character. The neighborhood enhances the lifestyle even further with a private community boat ramp and direct access to the Pinellas Trail, perfect for biking, walking, and enjoying Florida's beautiful outdoors. Whether you're searching for a full-time waterfront residence, a seasonal escape, or the perfect place to enjoy boating and coastal living, this exceptional property delivers it all. Florida waterfront living truly doesn't get any better than this. Boat and trailer may be available for purchase separately and can be negotiated as part of the sale.

318 Circle Drive, Palm Harbor
$722,000
4 Beds ⋅ 2 Baths ⋅ Ellinwood Ph 1 SubDv. ⋅ 34685 Zip Code
Virtually Staged. Property Description Welcome to your dream home in the highly sought-after Lansbrook community! This beautifully updated 4-bedroom, 2-bathroom pool home with a 2-car garage offers modern elegance and comfort. Step inside to find cathedral ceilings and an open layout that perfectly compliments the luxury vinyl plank flooring installed in 2020. The remodeled kitchen boasts quartz countertops, tall cabinets with crown molding, stainless steel appliances, sleek finishes and a separate pantry closet. Both bathrooms were tastefully updated in 2020, while the entire interior received a fresh coat of paint the same year. Plantation shutters add a touch of sophistication throughout the home. The home features a split floor plan. The primary suite has an en-suite bath with a walk-in shower and garden tub, a separate water closet and double-sink vanities with granite countertops. The generously sized walk-in closet has a California Closet System making organization a breeze. The primary suite and living room feature DOOR & new impact-resistant sliding glass doors (2025) that lead to the LARGE AND NEW screened (NO SEEM) lanai and pool area. The pool, resurfaced with a Pebble Tech finish in 2020, comes with a solar cover and a paver surround, all under a screened enclosure NEW ENCLOSURE 1/2026 Step outside the screened area to an extended patio with a vinyl privacy, perfect for a fire pit and grill. Additional highlights include a new HVAC system (December 2022), a paver driveway, and meticulous attention to detail throughout. The Lansbrook community offers wonderful amenities, including walking and biking trails, a park, playground, basketball courts, and a community boat ramp and docks providing access to Lake Tarpon. Enjoy year-round golfing at nearby Lansbrook Golf Club. Conveniently located near major commuting routes, top-rated schools, and just a short drive to Tampa International Airport, this home truly has it all. Schedule your private tour today and experience the lifestyle you've been waiting for!

4287 Tremblay Way, Palm Harbor
$968,000
4 Beds ⋅ 4 Baths ⋅ Lake Shore Estates 1st Add SubDv. ⋅ 34684 Zip Code
Direct Lake Tarpon Access + Private Dock! Your Lake Tarpon lifestyle awaits! Wake up every morning surrounded by peaceful water views in this exceptional end-of-canal waterfront home offering direct access to one of Pinellas County’s most sought-after lakes. With your own private dock and boat lift just steps from your backyard, boating, fishing, paddleboarding, and sunset cruises become part of everyday life. Set on a generous lot with beautiful water views, this move-in ready home offers 3,172 square feet of living space, 4 bedrooms, 3.5 bathrooms, and plenty of room to relax and entertain. The thoughtfully designed layout provides the perfect balance of comfort, functionality, and Florida living — whether you’re hosting family and friends or enjoying a quiet evening watching the sunset over Lake Tarpon. Imagine starting your day with coffee by the water, spending afternoons on the lake, and ending your evenings with breathtaking sunsets from your own private retreat. With direct lake access, a private dock, boat lift, and a spacious home with room to grow, this is a rare opportunity to enjoy the best of the Florida waterfront lifestyle. Bring your boat, bring your family, and start living the Lake Tarpon dream — there is nothing left to do but move in and enjoy

176 Maple Avenue, Palm Harbor
Start Your Search