Tampa Homes under $400,000

Tampa Homes under $400,000

Welcome to Tampa, Florida – a vibrant city that beautifully blends urban excitement with a laid-back coastal lifestyle. Nestled in Hillsborough County, Tampa is renowned for its stunning waterfront views, rich cultural heritage, and an array of recreational activities that cater to all ages. From the bustling streets of downtown to the serene shores of Tampa Bay, this city offers something for everyone.

For those looking to invest in their dream home without breaking the bank, Tampa has a fantastic selection of homes available for under $400,000. Whether you're a first-time homebuyer, a growing family, or someone looking to downsize, you'll find a variety of options that suit your needs. From charming bungalows in historic neighborhoods like Seminole Heights to modern condos with stunning bay views, the real estate market in Tampa is as diverse as its residents.

Living in Tampa means enjoying year-round sunshine, a thriving arts scene, and delicious culinary experiences that reflect the city’s multicultural vibe. Spend your weekends exploring the lush parks, visiting the renowned Busch Gardens, or soaking up the sun at one of the nearby beautiful beaches. With excellent schools, a strong job market, and an array of entertainment options, it’s no wonder that Tampa is consistently ranked as one of the best places to live in Florida.

Discover your perfect home in Tampa today, where affordability meets a vibrant lifestyle in one of Florida’s most dynamic cities!

Newest Tampa Homes under $400,000

2103 N Harold Avenue, Tampa
$387,999
3 Beds ⋅ 2 Baths ⋅ Lincoln Gardens SubDv. ⋅ 33607 Zip Code
Virtually Staged. Fresh Updates, Comfortable Living & a Convenient Tampa Location. Welcome to 2103 N. Harold Avenue, a refreshed 3-bedroom, 2-bath home in Tampa’s Lincoln Gardens neighborhood - where there is no HOA nor CDD. This single-story home combined with inviting interiors offers approximately 1,269 square feet of living space, an additional unfinished block storage space (or retreat) on a 6,060-square-foot lot. Recent improvements include new flooring, an upgraded kitchen, and fresh interior and exterior paint, HVAC (2024) and Roof (2017). Light wood-look flooring and a fresh neutral palette create a bright, cohesive feel, while the updated kitchen features light cabinetry, contemporary cabinet hardware, and a tile backsplash. Living and family-room spaces provide flexibility for relaxing and entertaining, with an adjoining dinette area suited to a compact table-and-bench arrangement. Three bedrooms provides options for sleeping space, a guest room, or a home office. Enjoy a location convenient to Tampa International Airport, the Westshore business district, International Plaza and Bay Street, and Raymond James Stadium. Nearby Lincoln Gardens Park offers playground and basketball amenities, while downtown Tampa expands your options with waterfront meandering along the Tampa Riverwalk, dining at Armature Works, museums, and entertainment. Discover a refreshed home with flexible living spaces and access to the places that make Tampa living enjoyable. Schedule your private showing today!

2103 N Harold Avenue, Tampa
5016 S 85th Street, Tampa
$215,000
3 Beds ⋅ 1 Baths ⋅ Progress Village Unit 2 SubDv. ⋅ 33619 Zip Code
Welcome to 5016 S 85th Street, a vacant 3-bedroom, 1-bath home located in the established Progress Village area of Tampa. This property offers a great opportunity for a first-time buyer, investor, or buyer looking for an affordable home with potential. The home features tile flooring throughout, a spacious backyard, and washer/dryer hookups. Recent improvements include a newly installed electrical meter. The property is livable but would benefit from some TLC and personal touches, giving the next owner an opportunity to add value and make it their own. Conveniently located near major roadways, shopping, dining, parks, and everyday amenities, with easy access to Downtown Tampa, Brandon, Riverview, and surrounding areas. Cash and conventional financing only. Property is being sold as-is. Don’t miss the opportunity to own a Tampa property in an established community with plenty of potential.

5016 S 85th Street, Tampa
211 Druid Hills Road, Temple Terrace
$350,000
3 Beds ⋅ 2 Baths ⋅ Temple Terrace Gardens SubDv. ⋅ 33617 Zip Code
This 3 bedroom 2 bath brick home has charm and coziness combined. The beautiful wood burning fireplace sets the mood for the family room and gives you that at home feeling. The ranch style set up separates the formal living area and dining for more privacy and entertaining. In the back yard there is a remarkable large brick firepit for cooking and for sitting around on a cool winter night. Location is one the top conveniences of this home! Restaurants, shopping, parks, and much more nearby. With Busch Gardens just around the corner, how great for visiting out of town guests!

211 Druid Hills Road, Temple Terrace
7023 50th Avenue S, Tampa
$75,000
2 Beds ⋅ 1 Baths ⋅ Speedway Park SubDv. ⋅ 33619 Zip Code
Great opportunity for those looking for an affordable Tampa property. This 2-bedroom, 1-bath mobile home needs work. The value is in the land, making this a great opportunity for those looking for a property with potential. Bring your vision and explore the possibilities this property provides.

7023 50th Avenue S, Tampa
1718 E Mulberry Drive, Tampa
$399,999
6 Beds ⋅ 6 Baths ⋅ Fern Cliff SubDv. ⋅ 33604 Zip Code
Townhome-Style Duplex with Two 2-Bedroom Units. This duplex has two townhome-style units with 2,088 sq ft of total living area on a 0.14-acre lot. Each unit has 2 bedrooms, 1 full bathroom, and 1 half bathroom (downstairs). Unit B is currently rented. Unit A is vacant and ready for the new owner to update as they wish. Live in one unit and rent the other, or keep both as rentals. Each unit has its own water meter and its own electric meter. The roof is from 2018 and has been maintained. The A/C for Unit B is from 2022. The A/C for Unit A is from 2014; in 2026 its thermostat and electrical breaker were replaced.

1718 E Mulberry Drive, Tampa
1104 E Lambright St, Tampa
$385,000
3 Beds ⋅ 1 Baths ⋅ Unplatted SubDv. ⋅ 33604 Zip Code
Welcome to Seminole Heights—this well-maintained 3-bedroom, 1-bath home offering 1,437 square feet of living space and plenty of room to live, relax, and entertain. This inviting home features both a comfortable family room and spacious living room, providing flexible spaces for everyday living or gathering with friends and family. The dining room offers a dedicated area for meals and entertaining, while the indoor laundry adds convenience to your daily routine. Outside, enjoy the appeal of mature landscaping and a backyard with a storage shed, providing useful space for tools, hobbies, and outdoor equipment. A carport offers covered parking and additional convenience. With its established character, functional floor plan, generous living space, and desirable outdoor features, this Tampa home is ready for its next chapter. .7 miles to I-275, 2 miles to ZooTampa, and 4.5 miles to downtown Tampa! Come see all that it has to offer! Roof (2019) HVAC (2023)

1104 E Lambright St, Tampa
3413 N 53rd Street, Tampa
$310,000
4 Beds ⋅ 2 Baths ⋅ Grant Park SubDv. ⋅ 33619 Zip Code
TAMPA DUPLEX INVESTMENT OPPORTUNITY! Whether you're growing your rental portfolio or looking for your first multifamily investment, this turn-key solid block-construction duplex offers two 2-bedroom, 1-bath units in a convenient Tampa location. Recent improvements include fresh interior paint, updated bathroom vanities, a freshly painted walkway to Unit B, plus new kitchen flooring and fresh bedroom carpet in Unit B. Additional features include durable tile flooring throughout the main living areas, stainless steel appliances, gravel parking, an onsite shared laundry room, well water, public sewer, and separate living spaces for each unit. It's located in Flood Zone X— NO FLOOD INSURANCE REQUIRED. Located in a high-demand rental area just minutes from Ybor City with quick access to I-4, I-275, Downtown Tampa, major employment centers, shopping, dining, and entertainment. Two units, one property, and an opportunity to generate rental income while owning a multifamily asset in the growing Tampa market!

3413 N 53rd Street, Tampa
4104 N 20th Street, Tampa
$254,900
3 Beds ⋅ 1 Baths ⋅ Strathmore SubDv. ⋅ 33610 Zip Code
Newly remodeled home, NEW WINDOWS, NEW Luxury Vinyl floors, NEW PAINT inside and outside. METAL Roof and recent landscape additions. Home is centrally located near downtown Tampa and Mac Dill Air Force Base. This home is move in ready. Great home for 1st time buyers with help from seller in closing costs.

4104 N 20th Street, Tampa
3308 E Chelsea Street, Tampa
$199,000
3 Beds ⋅ 2 Baths ⋅ Grove Hill Heights SubDv. ⋅ 33610 Zip Code
Come take a look at a wonderful home in a desirable area. Well Maintained, open floorplan with room to entertain. Plenty of Room to enjoy outdoors or just relax on a great front deck.

3308 E Chelsea Street, Tampa
7510 Needle Leaf Place Unit 57, Tampa
$146,000
2 Beds ⋅ 2 Baths ⋅ Place One A Condo SubDv. ⋅ 33617 Zip Code
Virtually Staged. Beautifully Renovated Condo – Move-In Ready! Welcome to this stunning condo featuring 2 bedrooms, 1.5 bathrooms, and a modern design throughout. The home boasts a newly renovated kitchen with granite countertops and stainless-steel appliances, perfect for everyday living and entertaining. Enjoy the comfort of a freshly completed renovation, offering stylish finishes and a move-in ready experience. The community provides wonderful amenities including two pools (adult and family) and a playground area, creating a perfect lifestyle for relaxation and recreation. Conveniently located near schools, grocery stores, coffee shops, restaurants, and just minutes from USF, this condo offers both comfort and convenience. Buyer’s agent to verify room measurements.

7510 Needle Leaf Place Unit 57, Tampa
2017 Oceanview Place, Tampa
$359,000
4 Beds ⋅ 3 Baths ⋅ Edgewater Park SubDv. ⋅ 33605 Zip Code
Virtually Staged. Palmetto Beach living just minutes from Ybor City, Downtown Tampa, Channelside, and Water Street, with McKay Bay and Tampa Bay close by. This property boasts 4 bedrooms, 3 bathrooms across two buildings. The 1942 main home has been thoughtfully updated, with vinyl flooring throughout, bright neutral walls, and newer windows that fill the rooms with natural light. The kitchen features solid surface countertops, subway tile backsplash, and solid wood cabinets, and the primary bath includes a walk-in shower. The roof was replaced in 2021. The home is leased through June 2027, providing steady income from day one. Out back, a separate 2015-converted guest house has its own private entrance, a metal roof, mini-split A/C, a full kitchen, a bedroom, and a tiled walk-in shower, perfect for a guest house, a home office, or a creative studio. A rare two-building property in one of Tampa's most convenient neighborhoods. Main home tenant occupied, please do not disturb. Showings with 24-hour notice. Buyer to verify all measurements and uses.

2017 Oceanview Place, Tampa
2204 15th Avenue, Tampa
$310,000
3 Beds ⋅ 3 Baths ⋅ Sanders & Clays Add SubDv. ⋅ 33605 Zip Code
Pre-Construction. To be built. Selling JUST LAND. Development opportunity in Ybor City. This cleared 0.23-acre lot is approved for FOUR townhomes and offers public water and sewer utilities on site. No HOA or CDD fees. Short-term rentals are permitted, subject to applicable local regulations and permitting requirements. A multifamily structure previously existed on the property, which may provide potential impact fee credits or reductions. Buyer to verify all zoning, permitting, impact fee credits, development requirements, and intended uses with the appropriate governing authorities. Conveniently located near Downtown Tampa, Water Street, Channelside, Armature Works, Hyde Park, and Ybor City dining, shopping, and entertainment. The property also offers access to I-4, I-275, and the Lee Roy Selmon Expressway. The surrounding area continues to experience redevelopment, including the Gas Worx project connecting portions of Ybor City with Downtown Tampa and the Channelside area. Opportunity to develop four townhomes in an established Tampa location. Buyer and buyer's agent to independently verify all information, measurements, zoning, land use, utilities, rental restrictions, and development feasibility.

2204 15th Avenue, Tampa
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