St Petersburg Homes under $400,000

St Petersburg Homes under $400,000

Welcome to St. Petersburg, Florida, a vibrant city that beautifully marries coastal charm with urban sophistication. Nestled in Pinellas County, St. Petersburg is renowned for its stunning waterfront views, rich cultural scene, and sunny weather that beckons residents and visitors alike to enjoy outdoor activities year-round. With its picturesque parks, world-class museums, and eclectic dining options, St. Petersburg offers a lifestyle that caters to everyone, from art enthusiasts to beach lovers.

For those seeking a home in this delightful city without breaking the bank, you’ll be pleased to discover a variety of charming properties available for under $400,000. Whether you’re a first-time homebuyer, a growing family, or looking to downsize, St. Petersburg has something to suit your needs. From cozy single-family homes to modern townhouses, the real estate market here provides an array of options that combine affordability with the quintessential Florida lifestyle.

Imagine waking up to the sound of waves and the smell of salt air, all while being just minutes away from downtown St. Petersburg’s vibrant arts district and the stunning beaches of the Gulf Coast. Explore neighborhoods like Historic Kenwood, known for its picturesque bungalows, or the bustling areas near Central Avenue, where you can find trendy shops and eateries.

With homes under $400,000, you can embrace the St. Petersburg lifestyle without compromising your budget. Come discover your dream home in this thriving city where sunshine and community spirit are always in abundance!

Newest St Petersburg Homes under $400,000

6830 Americana Drive Ne Unit 127, St Petersburg
$129,000
3 Beds ⋅ 2 Baths ⋅ Mobel Americana Mobile Home Park Unrec SubDv. ⋅ 33702 Zip Code
Looking for a great deal? Savvy buyers will be checking this home out! Newly remodeled 3 bed/2 bath home with more than 1,400 sq. ft of living space offers many upgrades: 1) Step into an open living/dining/kitchen area making entertaining a breeze. 2) Chef's kitchen has wood cabinets, beautiful quartz countertops, large peninsula, stainless appliances including gas stove and coffee bar with extra storage. 3) Two remodeled baths with primary having tub and shower combo and walk-in shower in guest bath. Three bedrooms are spaced apart for guest and owner privacy. The primary bedroom has ensuite bath, wall of closets and back door to large private patio and two sheds. Second bedroom has back door to separate private patio shaded by palm trees. Third bedroom off the kitchen has walk-in closet and street view. 4) 2019 central air/heat. 5) 2019 gas water heater. 6) 2016 TPO roofover creating a well-insulated double roof. 7) 2026 vapor barrier to protect the subflooring. 8) 2026 luxury waterproof vinyl flooring throughout. 9) 2026 double paned windows throughout. 10) 2026 drywall with fresh paint in neutral colors. 11) Washer and dryer in large utility room. Mature landscaping and parking for 2 vehicles. Price includes share for the lot and ownership in the co-op. PET POLICY: 2 pets (dogs or cats) up to 35 pds each are welcomed! RENTING POLICY: Use this home as a primary residence, winter retreat or income producing property as renting is allowed with 2-month minimum. MAINTENCE FEE: $410 maintenance fee includes water, sewer, trash pick up, lawn mowing, 24 hr manned gate, private streets and all amenities including fitness center, clubhouse, heated pool, billiards and so much more! LOCATION: Americana Cove is the county's premier 55+ factory-built housing community located only 10 mins to downtown St. Petersburg, 20 mins to two airports and 3 mins to 4th street grocery, dining and shopping. Find out why this community is northeast St Petersburg's best kept secret!

6830 Americana Drive Ne Unit 127, St Petersburg
1005 16th Avenue S, St Petersburg
$249,000
3 Beds ⋅ 3 Baths ⋅ Osborne Place SubDv. ⋅ 33705 Zip Code
A 1925 Craftsman bungalow in Osborne Place with original hardwood floors, a coffered ceiling, a fireplace, and its built-ins intact, priced for the buyer ready to bring it back. Flood Zone X, a 50 x 130 lot with alley access, and minutes from Downtown St. Pete. The character is all still here. The front door opens onto an enclosed front porch with a beadboard ceiling and a wall of original windows looking into the living room. The living room has a coffered ceiling, paneled wainscoting, a fireplace with mantel, and a built-in bench. A Craftsman colonnade with built-in bookcases on both sides opens to the dining room, which carries the same wainscoting and hardwood floors. The main floor has two bedrooms and two full baths, including a bedroom with its own bath. The kitchen has wood cabinets and a long counter under a bank of windows, and a bright enclosed rear porch holds the laundry. Upstairs, the finished attic adds a third bedroom, a bonus room, and a half bath, with flexible space for an office, guests, or a studio. Outside, a stone-paver side path leads to a deep, fenced backyard with alley access and plenty of room for a garden, a pool, or future expansion (buyer to verify with the City of St. Petersburg). The home needs updating throughout and is being sold as-is, priced so the next owner can put that work in and keep the upside. You're minutes from Downtown St. Pete, the Edge District, I-275, and Tampa Bay, with Gulf beaches a short drive away.

1005 16th Avenue S, St Petersburg
6011 Bahia Del Mar Boulevard Unit 255, St Petersburg
$369,000
2 Beds ⋅ 2 Baths ⋅ Vista Verde Unit 1 SubDv. ⋅ 33715 Zip Code
Welcome to Paradise at Isla Del Sol! This beautifully updated, turnkey 2-bedroom, 2-bathroom condo offers the perfect blend of comfort, style, and Florida living. This fully furnished and impeccably maintained home is truly move in ready. Step inside to an open and inviting floor plan with high ceilings and luxury vinyl flooring throughout the main living areas. The spacious living and dining areas provide an ideal setting for relaxing or entertaining. The primary bedroom features a private ensuite bathroom with a double vanity and a generous walk-in closet. Step outside onto the private balcony and enjoy peaceful golf course views, the perfect spot to enjoy your morning coffee or unwind at the end of the day. Weekly rentals are permitted, making this property an attractive option for both personal use and investment. Residents also have the option to join the Isla Del Sol Yacht & Country Club, offering an exceptional array of amenities, including an 18-hole golf course, 7 Har-Tru tennis courts, 6 pickleball courts, a 76-slip yacht harbor, dining facilities, private fitness center, and a beautiful pool overlooking Boca Ciega Bay. Ideally located just minutes from Fort De Soto Beach and St. Pete Beach, with a short drive to vibrant Downtown St. Petersburg and approximately 30 minutes to Tampa, this condo puts the best of the Gulf Coast right at your fingertips. Turnkey, beautifully updated, and ideally located, come experience the Isla Del Sol lifestyle!

6011 Bahia Del Mar Boulevard Unit 255, St Petersburg
801 83rd Avenue N Unit 511, St Petersburg
$119,900
2 Beds ⋅ 2 Baths ⋅ Asbury Arms Condo SubDv. ⋅ 33702 Zip Code
Welcome to Asbury Arms, where this bright and airy top-floor, two-bedroom, two-bath condominium offers a comfortable combination of space, privacy, convenience, and value in a well-established 55+ St. Petersburg community. Positioned on the top floor with no residence above, Unit #511 enjoys an added sense of privacy along with pleasant elevated views and abundant natural light. The thoughtfully proportioned interior features a spacious living area and generously sized bedrooms, creating a home that feels comfortable for both everyday living and visiting guests. Easy-care laminate flooring extends throughout the main living areas and bedrooms, complemented by tile flooring in both bathrooms, providing a clean, cohesive look without carpet in the primary living spaces. A particularly useful feature is the walk-in utility and storage room, providing dedicated space for household essentials while conveniently housing the water heater and HVAC equipment. The home offers two full bathrooms, including a bathtub—an appreciated feature for buyers who prefer the flexibility of both bathing and showering options. Asbury Arms offers amenities that extend the living experience beyond the residence itself. Residents enjoy a heated swimming pool, shuffleboard court, clubhouse, library and bingo area, along with two inviting gazebo areas adjacent to the clubhouse. Community laundry facilities are conveniently available, and Unit #511 also includes additional storage and one assigned parking space, with ample visitor parking available for guests. The community's central St. Petersburg location places shopping, dining and everyday conveniences within easy reach while maintaining a residential setting. An additional financial consideration is the association's reported income from telecommunications equipment located on the building, which helps offset community expenses and contributes to keeping monthly maintenance costs more manageable. For buyers seeking a top-floor residence with no neighbors above, two bedrooms, two full baths, low-maintenance flooring, useful storage, established amenities and a convenient St. Petersburg location, Unit #511 presents a compelling opportunity to enjoy Florida condominium living with both comfort and practicality in mind.

801 83rd Avenue N Unit 511, St Petersburg
1400 Gandy Boulevard N Unit 416, St Petersburg
$125,000
1 Beds ⋅ 1 Baths ⋅ Windjammer Condo SubDv. ⋅ 33702 Zip Code
Welcome to this updated, 2nd floor, corner unit in the gated Community of Windjammer. As you step inside you will be captivated by the Serene Pond View from the balcony, which is also enclosed with windows for convenience. Brand New waterproof luxury vinyl flooring throughout, including the balcony! The unit is bright with plenty of natural light and open kitchen floor plan. Washer /Dryer in the closet by the kitchen. The bathroom has been updated with new tiles around the tub. Spacious bedroom offering a walk-in closet and a beautiful pond view! Very central location in the Gateway area with quick access to Gandy Bridge, I-275, Tampa, airports, Downtown St. Pete, restaurants, businesses, and award-winning beaches. This community offers the lowest HOA fees in the area while still providing the most amenities: pool, heated spa, fitness center, sand volleyball, indoor racquetball, clubhouse with full kitchen, scenic trails, and BBQ picnic areas. The HOA fee includes water, trash, internet, exterior insurance and pest control. No Age restrictions and could be rented right away making this a great investment opportunity!

1400 Gandy Boulevard N Unit 416, St Petersburg
4420 Pompano Drive Se, St Petersburg
$350,000
3 Beds ⋅ 1 Baths ⋅ Lewis Island Sec 1 SubDv. ⋅ 33705 Zip Code
Welcome home to this stylishly renovated 3-bedroom, 1-bath block home nestled in the heart of St. Petersburg! From the moment you arrive, the expansive paver driveway and freshly updated exterior make a lasting first impression. Step through the elegant glass-panel entry door into a bright, open-concept living space featuring luxury vinyl plank flooring, crown molding, recessed lighting, and a sleek modern ceiling fan. The designer kitchen is truly the showpiece of the home — boasting quartz countertops with gold veining, crisp white shaker cabinets with brushed gold hardware, a striking bronze subway tile backsplash, stainless steel appliances, and a dramatic oversized island with a gold undermount sink and statement faucet. Whether you're entertaining or cooking for the family, this kitchen delivers both style and function. The open layout flows seamlessly between the kitchen and living area, making this home ideal for everyday living and entertaining alike. Outside, the fully fenced backyard offers a private retreat with a brand-new wood-framed covered pavilion over a paver patio — perfect for outdoor dining, entertaining, or future pool plans. A storage shed and generous green space round out the yard. Additional highlights include a 1-car garage, vinyl privacy fence, and an unbeatable location close to downtown St. Pete, world-class beaches, shopping, and dining. Don't miss this one — schedule your private showing today!

4420 Pompano Drive Se, St Petersburg
9950 62nd Terrace N Unit 117, St Petersburg
$59,000
1 Beds ⋅ 2 Baths ⋅ Long Bayou SubDv. ⋅ 33708 Zip Code
FIXER-UPPER OPPORTUNITY IN ST. PETERSBURG! Bring your vision and transform this property into your next investment, renovation project, or personal residence. This property offers an excellent opportunity for buyers looking to build equity through improvements and customization. Located in the desirable St. Petersburg area, you’ll be close to beaches, shopping, dining, parks, and major roadways. Whether you’re an investor looking for your next project or a buyer searching for a home you can make your own, this property offers plenty of potential. Property is being sold as-is and will require renovation. Don’t miss the opportunity to unlock the potential of this property and create something special in St. Petersburg!

9950 62nd Terrace N Unit 117, St Petersburg
1962 15th Avenue S, St Petersburg
$375,000
3 Beds ⋅ 2 Baths ⋅ Brightwood SubDv. ⋅ 33712 Zip Code
Fantastic 3-bedroom, 2-bath block home with major remodel in 2026! The renovations were completed with permits and city inspections, offering peace of mind along with stylish, modern updates. Major improvements include a new roof, impact-rated windows, a completely new electrical system, new HVAC, a new water heater, and beautifully updated kitchen, bathrooms, and finishes throughout. This truly turn-key home features a must-see primary suite with vaulted ceilings, an oversized walk-in closet, and a spacious bathroom. The home has great curb appeal, fresh landscaping with new sod, and a large, fully enclosed backyard with plenty of space to relax or entertain. Centrally located with convenient access to both Downtown St. Petersburg and the beaches. No HOA, flood insurance not required!

1962 15th Avenue S, St Petersburg
484 Santa Cruz Place Ne Unit F, St Petersburg
$295,000
2 Beds ⋅ 2 Baths ⋅ Plaza Villas One Condo SubDv. ⋅ 33703 Zip Code
Available a great 2 bedroom /2 bathroom second floor condo located in Placido Bayou, a 360-acre gated community bordering Tampa Bay. This beautiful property is for the buyer who is looking for a location in an upscale neighborhood for an affordable price. The unit is well maintained, and offers a large open floor plan with enclosed sunroom bringing the outdoors in. Updated kitchen with granite countertops, stainless steel appliances and large peninsula for eat in dining and perfect for entertaining. Stacking washer and dryer off kitchen perfect for ease of use. Primary bedroom is large size with its own ensuite and walk-in closet. Updates include HVAC 2026, new interior paint throughout entire condo, new carpet on entry stairs. This building is well-maintained as well. The association has made the following updates: 2026 tiled roof, 2025 repaired stucco and exterior paint and 2026 termite tenting. This condo would make a great full-time residence, winter retreat or income property as annual rentals are allowed. 2 Pets (dogs or cats) up to 50 pounds total are welcomed! HOA fee includes water, sewer, trash pick-up, lawn care, paving, exterior building maintenance, pool and entrance gate. One assigned parking space with plenty of guest parking available. This is a great opportunity to live in a beautiful nature preserve setting.

484 Santa Cruz Place Ne Unit F, St Petersburg
8218 11th Street N Unit D, St Petersburg
$95,000
2 Beds ⋅ 1 Baths ⋅ Williamsburg Condo SubDv. ⋅ 33702 Zip Code
A 2 Bedroom condo in Williamsburg doesn’t come along often, and this one has a covered balcony overlooking the community pool. Located at 8218 11th St N #D in St. Petersburg, this 2-bedroom, 1-bath condo offers a flexible layout and an inviting place to enjoy both indoor and outdoor living. The living area features Vinyl floors, neutral walls, and sliding glass doors that bring in natural light and lead out to the balcony. Step outside with your morning coffee, settle in with a book, or simply enjoy the view of the pool below. The covered space gives you a spot to relax outdoors throughout the year. The kitchen offers generous cabinet and counter space, a breakfast bar, and a window above the sink. Vinyl floors continue into the bedrooms, giving the home a consistent feel. Use the second bedroom as a guest room, home office, hobby room, or whatever suits your needs. Williamsburg’s community pool adds another place to spend a sunny Florida afternoon, while the St. Petersburg location puts shopping, dining, and everyday essentials within easy reach. If you’ve been looking for the extra room of a two-bedroom condo in Williamsburg, schedule a showing and come see this opportunity for yourself.

8218 11th Street N Unit D, St Petersburg
3900 7th Street N, St Petersburg
$380,000
2 Beds ⋅ 1 Baths ⋅ Allendale Terrace SubDv. ⋅ 33703 Zip Code
A Contractor's Vintage Canvas with love and a vision for Old Florida Architecture will deliver what you create from this 1951 Florida Cottage Home. In "X" Flood Zone, the value is in the land with an oversized lot on a brick paved street. There are mature trees, landscaping and fencing on 3 sides of the property. The home needs much TLC but it's craftmanship is original for this period with less guess work for rehabbers. You will discover the charm of Old Florida when you step inside the wonderfully bright, window paned sun porch with inlay tile. The Living Room wall has wood paneling, there is wood flooring in the bedrooms and the bathroom wall tile has intricate coordinating accent tiles. The heat source is a Coleman Furnace in the hallway and A/C is not working. The roof was replaced in 2008 and windows in 2016. The electrical panel is Federated brand with crystal fuses. Plumbing assessment reflects galvinized pipes. Washer & Dryer hookups are in the garage. You will find the beautiful botanical, Sunken Gardens, are only 1.6 miles away, Cresent Lake Park is also 1.6 miles away, Snell Isle is just 2.3 miles away along with Historic Round Lake Park at just 2.4 miles away. This area of St Petersburg is a true GEM and the home is a diamond in the rough!

3900 7th Street N, St Petersburg
4550 Cove Circle Unit 106, St Petersburg
$174,900
2 Beds ⋅ 2 Baths ⋅ Washington Towers The Condo SubDv. ⋅ 33708 Zip Code
The Perfect Condo*The Perfect Location-On Boca Ciega Bay First Floor* Solid Block Construction* Water Front* Heated Pools * Gated 55+ Active Community *Minutes to the Beaches * LOW HOA includes Flood Insurance* Come see this Beautiful 2 bedroom, 2 full bathroom Condo located in the Popular SEA TOWERS Community of St Pete. This home features a Brand New Kitchen complete with matching stainless steel appliances, custom back splash and beautiful countertops, newer ceramic plank flooring throughout, newer hurricane windows, 2 remodeled bathrooms, walk in closets, new lighting, 2025 HVAC, 2025 Water Heater, and so much more. Coming Soon.... the new marina development will provide options to rent or purchase a boat slip offering on-site access to the Gulf’s pristine waters. Location can't be BEAT- steps to a variety of dining options, shopping, nightlife, and beautiful beaches. Everything you need is conveniently located including the grocery store. This breathtaking community perfectly represents the Florida lifestyle. HOA dues were just reduced and the Milestone Inspections have been completed. This is a healthy HOA Community.

4550 Cove Circle Unit 106, St Petersburg
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